Key Takeaways
- Newark Liberty Worldwide Airport, positioned simply 10 miles from Jersey Metropolis, serves over 30 airways and affords nonstop flights to greater than 180 home and worldwide locations.
- Jersey Metropolis affords easy accessibility to Amtrak, PATH trains, ferries, and buses.
- Retirees get pleasure from walkable neighborhoods and a strong downtown with waterfront parks, worldwide eating, museums, galleries, and outlets.
- Residents in Hudson County are only a brief commute away from the perks of big-city dwelling, however with 13% decrease housing prices than in New York County.
Jersey Metropolis makes a wonderful dwelling base for retirees hoping to commerce their 9-to-5s for frequent flyer miles.
Situated in Hudson County, New Jersey, Jersey Metropolis boasts sturdy public transportation and easy accessibility to main NYC journey hubs. Plus, Newark Liberty Worldwide Airport, dwelling to over 1,000 every day flights, is simply 10 miles from Jersey Metropolis, placing the world virtually right into a retiree’s yard.
New Jersey’s lack of state tax on Social Safety advantages or navy pensions and considerably cheaper housing costs than Manhattan give retirees huge metropolis entry with out the massive metropolis price ticket. The gorgeous skyline views give Jersey Metropolis an added enchantment, whether or not retirees get pleasure from them from their home windows at dwelling or throughout their ascent to a spontaneous getaway.
Journey Accessibility
Retirees in Jersey Metropolis have near-unmatched journey entry with ferries, buses, trains, and planes, giving them fast entry to the hustle and bustle of New York Metropolis or the tranquility of the Amalfi Coast.
Downtown Jersey Metropolis is simply 10 miles from Newark Liberty Worldwide Airport (EWR), one of many nation’s most well-connected airports, dealing with almost 50 million passengers in 2024. Newark is considered one of United’s predominant hubs; United flights account for about 70% of Newark’s every day site visitors. Nonetheless, greater than 30 different airways additionally service Newark, together with main worldwide and home airways like Delta, Lufthansa, American, and Emirates.
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Jet-setting is a breeze for retirees since Newark affords nonstop flights to over 180 locations throughout the U.S., Europe, South America, Asia, and past. Whether or not snowbirding in Florida or sightseeing in Spain, Newark is well-connected to the place retirees wish to be.
Jersey Metropolis residents can hop the PATH practice straight from Journal Sq. in Jersey Metropolis and be in Newark Penn Station in minutes for simply $3. As soon as there, retirees can leap on Amtrak and NJ Transit rails for journeys to main cities like Boston, Philadelphia, and Washington, D.C.
Regionally, the PATH practice offers Jersey Metropolis retirees entry to a few of NYC’s greatest sights and subway community with stops on the World Commerce Heart and thirty third Road. Due to the NYC Subway system and entry to main hubs like Grand Central Terminal and Penn Station, retirees can attain JFK through the AirTrain and attain LaGuardia with a fast subway-to-bus switch for much more flight choices.
Water lovers can get pleasure from a fast, scenic experience throughout the Hudson River through the NY Waterway ferry system, which is particularly interesting on pretty climate days. Jersey Metropolis additionally sits inside 10 miles of ports for common cruise strains like Royal Caribbean, Princess, Norwegian, and Carnival, with locations from the Caribbean to Canada and Europe.
Value of Dwelling and Affordability
Jersey Metropolis offers retirees entry to a vibrant and dynamic city way of life and connectivity to home and worldwide journey at a a lot cheaper price than New York Metropolis. Nonetheless, the price of dwelling continues to be fairly a bit increased than the nationwide common in two of the most important bills for retirees: housing and well being care.
The median Hudson County dwelling value is $500,600, which can appear to be a steal in comparison with New York County, New York’s $1,108,900. However dwelling costs in each areas exceed the U.S. median of $416,900.
Well being care prices in New Jersey are among the many nation’s highest. Nonetheless, whereas Jersey Metropolis residents could pay extra, they’ve many care choices. Hudson County has 10 hospitals and 1,182 well being care institutions.
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Retirees in Jersey Metropolis even have easy accessibility to 1000’s extra well being care amenities in New York, together with world-renowned hospitals like New York Presbyterian and Mount Sinai.
Jersey Metropolis has an intensive public transportation community with buses, ferries, and trains, making car-free dwelling an reasonably priced possibility for retirees who name Jersey Metropolis, New Jersey dwelling. Hudson County residents spend simply $960 a month on transportation prices. By comparability, residents of Union County, New Jersey, solely an hour away, spend nearly 30% extra per 30 days on transportation.
Life-style Issues for Retirees
Journey perks apart, Jersey Metropolis affords retirees an lively way of life proper at dwelling. This melting pot has a shocking quantity of inexperienced area and loads of walkable neighborhoods. Retirees drawn to the river can stroll or bike alongside the waterfront to gorgeous NYC skyline views.
Retirees in Jersey Metropolis can discover a whole lot of eating places, galleries, and outlets downtown, and Jersey Metropolis hosts many festivals and rotating artwork reveals. Retirees hoping to hit the hyperlinks can tee off at Liberty Nationwide Golf Membership, the place the skyline views are as spectacular as an ideal drive on gap 3.
With so many choices in Jersey Metropolis, retirees won’t ever get bored. In the event that they do, the proximity to New York Metropolis or a world stuffed with journey locations is a brief practice, ferry, or bus experience away.
Different Issues To Take into account
Retirees contemplating Jersey Metropolis as their retirement vacation spot may wish to notice different key issues, resembling local weather, site visitors, inhabitants, and taxes.
Local weather
New Jersey has a damp subtropical local weather with chilly winters and sizzling summers. Whereas not all retirees will benefit from the winters very a lot, many will love the crisp fall foliage and delicate spring days. Jersey Metropolis’s proximity to Newark signifies that retirees needing a break from the climate can simply transport themselves to get their fill of sunshine or to take a break from the warmth.
Site visitors and Inhabitants Progress
Jersey Metropolis’s proximity to New York makes it a wonderful vacation spot for commuters hoping for a slower tempo and extra reasonably priced dwelling costs.
The variety of commuters and non-commuters on this rising metro space means site visitors and congestion could impression every day life. Nonetheless, Jersey Metropolis’s pedestrian-friendly structure and reasonably priced public transit choices cut back the necessity for a automobile to remain cellular and let retirees bypass a lot of the commuter impression.
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The inhabitants of Jersey Metropolis is projected to develop by 1.1% every year by 2050, in comparison with lower than 0.4% in the remainder of New Jersey.
Taxes
New Jersey doesn’t tax Social Safety earnings or navy retirement pay. The state has a progressive taxation scale starting from 1.4% to 10.75%. These favorable taxation insurance policies profit many retirees and will help stretch mounted earnings to permit for extra journey.
Nonetheless, retirees also needs to take into account that New Jersey constantly ranks among the many highest within the nation for property taxes, with the Hudson County common operating $899 month-to-month.
The Backside Line
For retirees wanting globe-trotting years, Jersey Metropolis is a incredible launchpad. Retirees contemplating making Hudson County dwelling could wish to take into account visiting and getting a really feel for the group earlier than committing. Whereas the housing and well being care prices are increased than nationwide averages, the favorable tax insurance policies on retirement earnings and concrete facilities can stability out for retirees prioritizing passport stamps.
From its fast commute to Newark Liberty Worldwide Airport, a number of public transportation choices, and straightforward connections to New York’s main transit hubs, Jersey Metropolis is a frequent traveler’s dream.

